I managed to upgrade my phone to Android 5, and the BNI app now works again. Thanks for your assistance with diagnosing the issue.
I do find it slightly odd that the five banking apps (ASB, Westpac, BNZ, KiwiBank, First Direct) I have installed were all quite happy with the security level of Android 4.4.4. I'd have expected them to be a lot more paranoid than the BNI app, when you consider what's at stake if there's a security issue.
One feature all of these apps and the Xero accounts app have is the ability to set a 5 digit pass code once you've logged in which you then enter each time rather than the username/password.
This is a lot more convenient than having to enter username and password every single time you open the app and is a feature that I'd really like to see the BNI app adopt.
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